Discounts on Coverage for Municipal and Public Sector Employees

Partnering with the municipal and public sector for over 25 years and trusted by thousands, Cowan is your preferred personal insurance broker. We provide personal insurance protection for what matters most to over 23,000 clients across Canada.

Who is eligible?

  • Full- and part-time municipal and public sector employees and their eligible dependents*
  • Elected officials
  • Municipal and public sector retirees

Program perks

  • Discounts of up to 20% on Auto and 15% on Home insurance
  • 24/7 claims support with live assistance and an in-house claims team
  • No interest fees on monthly credit or bank withdrawal payments
  • Stability as you work with the same dedicated broker with in-depth knowledge

*Children under age 25, primarily dependent on the insured(s) or their spouse for financial support, residing at the same address (those employed full- or part-time and not attending school aren’t dependents)

Why Cowan?

As an independent, Canadian-owned brokerage and consulting firm, we’ve been providing clients with unparalleled service since 1927. Our commitment to excellence extends beyond transactions—we build long-lasting relationships.

Join the Municipal and Public Sector Group Home and Auto program